Know where every dollar goes.
Type in rough numbers, see your whole month in one picture, and pick one move that makes next month easier. Private by design.
- Free planner, no account needed
- Your numbers stay in your browser
- AI coach on Pro, educational only
Ten minutes. One clear picture.
No spreadsheets, no bank login, no perfect numbers. Rough is enough.
Type rough numbers
Income, rent, food, the rest. Estimates are fine.
See your month
Where it goes, what is left, and what is coming up.
Make one move
Pick the single step that makes next month easier.
Move the sliders. Watch your month change.
An example month. Nothing is saved until you choose to start with these numbers.
Many people start by moving part of this into a buffer.
Start with these numbersEverything you need. Nothing you don't.
Overview
Hi Dana. Your month at a glance.
Your next move
A starter buffer could make a surprise expense easier to absorb. Even $150 a month adds up.
Open plannerProgress
Monthly snapshot
Income, spending and the room left over, in one view that updates as you type.
Bills and what-ifs
See what is due before payday, then test a change before you commit to it.
AI coachPro
Ask about your own numbers and get a plain-language answer. Educational, not advice.
Debt, made clear
Balances, rates and minimums side by side, with the trade-offs explained.
Your numbers stay yours.
Monvra never connects to your bank. What you type stays in your browser unless you press an AI button.
No bank connection
Nothing to link, nothing to install.
You decide what is shared
AI features send your plan only when you choose to use them.
No account for the planner
Start with just an email. Paid plans sign in with a link, no password to remember.
Start free. Upgrade when it helps.
Every plan begins with a free month. A card is required, and you are charged only when the trial ends.
Basic
1 month free, then $4.99
Start 1 month free- Monthly snapshot
- Bills and what-if planner
- Debt overview
- Saved on your device
Pro
1 month free, then $9.99
Start 1 month free- Everything in Basic
- AI money coach
- AI quick-add for expenses
- AI investing explainer
- Debt payoff comparison (planned)
Premium
1 month free, then $14.99
Start 1 month free- Everything in Pro
- Sync across devices (planned)
- Monthly AI review (planned)
- Shared household planning (planned)
Preview pricing: checkout is not switched on yet, so no card is collected and nothing is charged today. Items marked planned are not available yet.
Before you start.
Is the first month really free?
Yes. A card is required to start, and you are charged only when the 30 days end. Cancel before then and you pay nothing.
How do I cancel?
From your account page, in a few clicks. You keep paid features until the end of the period you paid for.
Do you connect to my bank?
No. You type rough numbers yourself. There is no bank connection and nothing to install.
Where are my numbers stored?
In your own browser. They are only sent anywhere when you press an AI button, and then only to write the answer.
Is the AI giving financial advice?
No. It is educational, does not recommend specific investments and cannot predict returns. For big decisions, talk to a licensed professional.
Do I need an account?
Only an email to start the planner. Paid plans sign in with an emailed link.
Start planning with Monvra
Ten minutes a month. Your numbers stay yours.
Available now
Planned
A card is required. You are charged only when the free month ends. Planned items are not available yet.