Help

How Monvra works.

Eight short guides. Everything here takes a minute to read and about as long to do.

Start your first month

Open the planner and type your income and your spending as you remember them. Estimates are fine; you can fix any number later and the whole month updates as you type.

Planner → Income, Spending

See what is left to use

The Overview shows income minus spending, bills and debt payments. The gold part of the bar is what is left to use this month; the green parts are where the rest goes.

Overview

Bills and reminders

Add each bill with its amount and the day it is due. Turn on bill reminders in Settings and we email you two days before each one. Only the bill names, amounts and due days leave your device for that.

Tools → Bills · Settings → Bill reminders

Try a what-if

Change one number, for example rent or a subscription, and watch next month move. Nothing is saved until you decide to keep it, so you can play freely.

Tools → What-if

Ask the AI coach

On Pro, ask where you could trim or how to build a buffer. Only the plan figures you typed are sent, and only when you press the button. The answers are educational, not financial advice.

Planner → AI coach (Pro)

Back up and restore

Your plan lives in this browser, not on our servers. Download my plan gives you a small file with everything; Restore from a file brings it back on any device or after clearing the browser.

Settings → Your data

Language and appearance

Monvra speaks 14 languages. Switch with the language button in the menu; the light and dark toggle sits in the footer of every page and in Settings.

Menu · Footer · Settings

Your account and your data

Your account holds your email, plan and reminder settings, nothing else. Delete my account removes all of it from our server at once; the plan on your device stays yours to keep or clear.

Settings → Plan and account

Still stuck?

Write to us and a founder answers, usually within a business day.